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Get a Texas Windstorm Quote
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Your home. Your coast. Your coverage.
Explore windstorm and homeowners insurance options with a Texas agency that helps you compare choices and get started with confidence.
Insurance Companies We Represent
Wind, Hail, and Hurricane Insurance at an Affordable Rate
Did you know that the coastal counties in Texas have some of the HIGHEST insurance premiums in the United States? The solution? We have the ability to shop the best home and windstorm insurance rates in Texas by knowing which company has the lowest premium in your ZIP code. Our carriers provide hurricane, wind, hail, named storm, tornado, fire, flood, and hazard insurance. We also have the ability to combine all your insurance on one policy at a very inexpensive rate.
Having the right windstorm insurance coverage can protect your belongings and home in the event of a major catastrophic storm. Texaswindstorminsurance.com offers windstorm insurance for Aransas, Brazoria, Calhoun, Cameron, Chambers, Galveston, Harris, Jefferson, Kenedy, Kleberg, Nueces, Refugio, and San Patricio Counties. We have insurance agents in Pearland, Galveston, Beaumont, Corpus Christi, Rockport, Victoria, Port O'Connor, Brownsville, Friendswood, and League City.
What Does Our Windstorm Insurance Cover?
Texas windstorm insurance will generally cover damages to your home and the personal belongings inside your home. Several policies will also include coverage for detached structures such as garages, sheds, and swimming pools. When strong winds harm roofs and windows, this often creates the opportunity for rain and debris to cause additional damage. Sometimes, windstorms are followed by storm surges and flooding.
It is important to realize that windstorm insurance will not cover damage caused by rising waters. Flood insurance coverage must be purchased separately to cover flooding events, and takes 30 days to go into effect. Very often, high winds are the primary cause of hurricane-inflicted property damage. Hurricane-force winds, also covered under windstorm insurance, have been known to uproot trees, overturn vehicles, shatter windows, and demolish homes.
Heavy downpours can also damage roofs and allow water to leak into your home, prompting many homeowners to wonder whether their homeowners policy covers water damage from storms and other causes. Windstorm deductibles can also fall under named storm deductibles on your home insurance policy.
What Our Clients Say
I had a fantastic experience working with Rick at Brazos Insurance Agency. I needed to find storm and flood insurance for my parents, and Rick made the entire process incredibly fast and easy. He shopped around to get us the absolute best quote while ensuring they had great coverage. His customer service is top-notch. If you need insurance, ask for Rick Chester!
Amy D.
Our agent, Rudy Diaz has always been polite, responsive and easy to work with. Most of all, he finds us the best premiums available. Have and will continue to recommend!
Seth R.
Marlene did a great job helping me find a good insurance and save money! It was fast and easy with no problems. Very happy to have found her and I totally recommend going with her!
Star A.
